The application for pre-paid cash card for consumers

In Malaysia context:

The Touch 'n Go (TnG) smart card is one of the pre-paid cash cards that is used in Malaysia.

The Touch 'n Go systems are designed to process up to 800 vehicles per hour to ease the queue congestion at toll plazas. If it is used together with Smart TAG (a non-stop electronic toll collection system), it will be able to process up to 1,200 vehicles per hour.

A standard TnG card can be purchased at the price of RM20. It consists of RM10 deposit value and RM10 usage amount. The cards may be reloaded from 10 denominations ranging from RM10, RM20, RM50, RM100, RM150, RM200, RM250, RM300, RM400 and RM500.

In Hong Kong:

The Octopus card is a rechargeable stored value (without contract) smart card used to transfer e-payment in online or offline systems in Hong Kong.

Launched in September 1997, it is used to collect fares for the city's mass transit system. It is used for payment at convenience stores, supermarkets, fast-food restaurants, on-street parking meters, and so on.

According to "Octopus Cards Limited"(operator of the Octopus card system), there are more than 16 million cards in circulation, i.e. more than twice the population of Hong Kong. The cards are used by 95 percent of the population of Hong Kong aged 16 to 65, generating over 10 million daily transactions worth a total of about HK$29 billion (US$3.7 billion) a year.

Others:

Other examples such as BPI Express Cash is a MasterCard Electronic prepaid card.

It's used to:

1. pay for purchases in establishments that honor MasterCard and/or MasterCard Electronic.
2. load Globe/Touch Mobile prepaid mobile phones. Your mobile phone number has to be linked/enrolled with your BPI Express Cash card.
3. inquire account balance, withdrawing cash, and for getting a mini statement .